Cafe 125 Plan
Increase your employees take home pay and lower your payroll taxes with ZERO NET out of pocket cost.
What Is a Section 125 (or Cafeteria) Plan?
Section 125 is part of the IRS code enabling employees to take taxable benefits, such as a cash salary, and convert them into nontaxable benefits. Employees who are enrolled in a Section 125 plan can set aside insurance premiums and other funds pretax, which can then go toward certain qualified medical and childcare expenses. Depending on where they live, participating employees can save from 20% to 40% in combined federal, state, and local taxes on a variety of items that they typically already purchase with out-of-pocket post-tax funds. Employers can save an additional 7.65% on their share of payroll taxes.
Using a predictive model, licensed health coaches and mental health professionals to work with each employee to reduce the onset of medical events resulting in verified cost savings. In fact, this has been third party verified to reduce the onset of Chronic Illness.
Benefits include:
- Virtual Primary Care for the entire family
- Virtual Urgent Care for the entire family
- 70 of the most prescribed drugs at no cost
- Licensed RN and Mental Health Coaching - unlimited sessions.
- Nutritional coaching.
- 300 multimedia medical library
- Apple WatchTM connectivity, Fitbit, Garmin and others, too
- Employee Assistance Program
- Financial budget coaching
- Simple will preparation
- 0% interest $100 payday loan
- Shop millions of items with up to $2500 interest free credit
- ID Theft protective for everyone in the household
- Home title monitoring
- Work Shield promoting ethics and compliance
- Living 2.0 a bundle of science based health and wellness apps
Learn how priortizing employee wellness can mitigate workplace stress, boost productivity, and foster a healthier work-life balance.
Benefits of Wellness Programs:
Explore the myriad of advantages, from cost savings to improved job satisfaction, that wellness initiatives can bring to both employees and employers.
Creating Your Workplace Wellness Plan:
Follow practical steps to develop a tailored wellness program, including goal-setting, budgeting, and selecting appropriate activities and incentives.
Best Practices for Managers:
Discover essential tips for effectively integrating wellness practices, such as leading by example, soliciting employee input, and fostering a mindful company culture.
Select the Options to include in Employee Wellness Programs:
Explore diverse program ideas, from on-site wellness services to health challenges, to inspire your own workplace wellness initiatives.
Employee Wellness FAQs:
Get answers to common questions about program inclusion, participation encouragement, and tax considerations.