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401(k) Retirement Savings Plan

Fast and Affordable 401(k) Plans for Businesses of All Sizes.

GIVE YOUR TEAM THE BEST.  USE THE 401(K) PLATFORM THAT PRIORITIZES EMPLOYEES.
ERMA MEMBERS QUALIFY FOR DISCOUNTS ON MONTHLY COST AND SETUP FEES.

  • 15-Minute Plan Setup

  • Dedicated 1:1 Plan Sponsor Support

  • No Setup Fee and Low Prices

  • Industry Leading and Encompassing Technology

  • Intuitive Mobile App

  • Tax Credit Maximization for Small Businesses

SCHEDULE YOUR 401(k) CONSULTATION

Real-time access for your employees through the mobile app

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SCHEDULE YOUR 401(k) CONSULTATION
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Plan Administration​

  •  3(16) Plan Administration

  •  Recordkeeping

  •  Employee Onboarding

  •  Unlimited Deferral Changes

  •  Loans & Hardship Withdrawals

  •  Payroll Integration

  •  TRUE-360 Integration™

Investment Management

  •  3(38) Fiduciary

  •  Diverse Investment Choices

  •  Automatic Rebalancing

  •  Guided Portfolio Builder

  •  Dedicated Local Advisor

  •  Optional Outside 3(38)

  •  Bring Your Own Advisor

  •  Preferred Advisor Pairing

Compliance & Filing

  •  Ongoing Automated Compliance

  •  Nondiscrimination Testing

  •  Fill, Sign, and Send 5500, 1099-R, 8955-SSA

  •  ERISA Bond Included

  •  Control Groups

Support

  •  Phone, Email, Chat

  •  Help Center – FAQs

  •  Dedicated Relationship Manager

We never automate relationships

Automation is at the heart of our technology. We streamline every possible process and make the tech do the heavy lifting. The effect has been a drastic reduction both of time inputs and errors, making the platform affordable and practical for companies of all sizes.

We realize that some things should never be automated, which is why we have an army of highly-trained specialists on hand to support our participants, with any problem they encounter. This focus on relationships is why many plan sponsors choose to work with us.

We believe in empowering our clients and their employees to make informed 401(k) investment decisions, which is why we offer a diverse range of investment options and educational resources

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